SME Loan

Boost your business growth with collateral-free SME loans

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Features of SME Loan

Loan amount of up to ₹ 10 Lakhs

Paperless and fully digital process

Pay back in easy daily installments

Collateral free

Competitive interest rates

Tenure of up to 18 months

Quick loan disbursal upon approval

No installment deducted on Sundays

Guaranteed Service - helpline available

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Indian Resident

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Promoter age 18 and above

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Fulfilling the KYC norms as per RBI guidelines

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Fulfilling the criteria for the minimum vintage required on the BharatPe QR platform

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The total payments value of the transactions processed on BharatPe QR should be above the applicable threshold limit

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Other criteria as per Credit and Risk Policy

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KYC documents as per RBI guidelines, Income Document, GST certificate, Financials, Bank Statement basis loan amount

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Additional documents as per approved checklist