About Us

Trillionloans is a new-age digital lending platform that aims to catalyze access and ease of credit for SMEs and consumers through the smart use of technology and data science

Who We Are

At Trillion, our endeavour is to solve for the multi-billion dollar credit gap faced by SMEs and consumers in India. We understand that a large proportion of small businesses and consumers are excluded from access to formal credit due to insufficient credit history, lack of collaterals, manual processes and physical inaccessibility of brick-and-mortar lenders.

In 2018, we started our journey with the aim to address these barriers in accessing timely and affordable credit, in a viable and scalable manner.

Digital process

Seamless borrowing experience

Leveraging technology, we have removed the friction points in the lending value chain to enable fast and flexible loans via a simple and fully digital process

Robust credit decisioning model

Led by machine learning algorithms, our credit engine is trained to underwrite segments with negligible credit footprint

Expanded reach

Through aggregator partnerships, we are capable of addressing the credit needs of a larger ecosystem of SMEs and consumers across geographies & demographics

Trusted & safe

As an RBI-registered NBFC, we uphold the highest standards of corporate governance and regulatory compliance

Our Shareholders


Trillionloans is promoted by BharatPe, brand name of Resilient Innovations Private Limited. BharatPe is one of India’s leading fintech companies that offers a suite of simple, easy-to-use and secure financial products for merchants and consumers.

NDX Financial Services Pvt Ltd

NDX Financial Services Private Limited is in the business of facilitation of lending products to various customer segments in tie up with RBI registered NBFCs.


Board of Directors

Powered by Best-in-Class Technology

At Trillionloans, we leverage new-age technologies to develop tailored credit products, expand reach and simplify processes across the lending value chain

Full fledged tech stack for end-to-end digitization of the loan cycle

Enabling quicker turnaround time and operational efficiency

Leveraging AI, ML for deeper understanding of customers

Facilitating robust credit risk assessment, segmented loan offers and effective collections strategy

Harnessing partnership ecosystems through API integrations

Leveraging APIs for seamless customer onboarding, underwriting, loan disbursal and collection