Business Term Loan

Empower your business with our term loans - Easy, flexible and tailored to suit your financial needs

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Features of Business Term Loan

Paperless and fully digital process

Multiple repayment options available

Collateral free

Competitive interest rates

Flexible tenure of up to 36 months


Loan amount of up to ₹3 crores

Quick loan disbursal upon approval

Guaranteed Service - helpline available

Eligibility Criteria

Entities eligible to apply: Private Limited Company, Limited Liability Partnership, Sole Proprietorship, Partnership Firm

Valid GST Registration: The entity must be registered under the GST Act and possess a current GSTIN (Goods and Services Tax Identification Number)

Minimum 1 year of business vintage required

- Indian Resident
- In Partnership/Private Ltd entity: At least 51 % of shareholders should be Indian Residents

Promoter’s age: 21 - 65 years with mandatory co-applicant

Fulfilling the KYC norms as per RBI guidelines

Other criteria as per Credit and Risk Policy

Documents Required

KYC documents of the entity and promoters as per RBI guidelines, Income Document, GST certificate, Financials, Bank Statement basis loan amount

Additional documents as per approved checklist